As of September 19, 2008, the Securities and Exchange Commission (SEC), acting with the U.K. Financial Services Authority, has temporarily prohibited short sales of the securities of 799 financial institutions for 10 business days. The temporary prohibition is scheduled to end Thursday October 2, 2008 at 11:59 pm Eastern Daylight Time.

It should be noted that the SEC may extend the prohibition beyond 10 business days if it is deemed necessary in the public interest and for the protection of investors. At this time, the SEC has stated that it will not extend the order for more than 30 calendar days in total duration.

If you need further clarification and information on this issue, visit http://www.sec.gov/news/press/2008/2008-211.htm